All members of The Surrey Association of Church Bell Ringers are insured with Ecclesiastical Insurance Group for Public Liability Insurance in the sum of £1,000,000. The full policy document can be inspected at any time by contacting the General Secretary. In all cases of potential claims, the General Secretary should be contacted as soon as possible. Under this policy, claims will only succeed if negligence is proven. Some household contents policies provide similar cover.
This insurance covers the Association and members at Association events (e.g. officers, training leaders, etc.). It does not cover members at their own practice night or whilst visiting others. The standard Ecclesiastical Insurance policy should cover such situations.
No personal accident insurance cover is held by the Association on behalf of its members. If the potential occurrence of accidents is a cause for concern, members should take out their own personal accident insurance.
If you are engaged in a major restoration or installation or have any queries regarding insurance cover, please contact the General Secretary for further information in the first instance.
There are also guidance notes on issues related to ringing and insurance matters issued by the Central Council. See here.
Public liability cover for tower open days and similar events
Ecclesiastical Insurance have published a check list to help you prepare for tower open days. Your Ecclesiastical policy will cover the legal liability of parishes for injury to members of the public incurred following accidents during tower tours, open days and events provided all reasonable precautions are taken.
Every tower is different so each Tower Captain of any church planning a demonstration will need to carry out their own risk assessment. See the attached guidance note for more information